Purchasing burial insurance from reputational companies in 2025 is a good way to get around unforeseen burial expenses. Medical bills, burial costs, and other death expenses can be very difficult to meet financially. Burial insurance is a type of life insurance that covers financial expenses for burials. While this insurance is very helpful, what are the best burial insurance companies of 2025?
Burial insurance, also referred to as final expense insurance or funeral insurance, ensures the beneficiaries of a policyholder get some amount of money to pay off burial debts along with other additional expenses. It is designed to offer financial protection over the overall expenses for the burial of a policyholder. Identifying the best burial insurance company of 2025 by comparing insurance rates, quotes, and terms can help you get the best affordable insurance coverage. In this write-up, the best burial insurance company of 2025 is stated.
Best Burial Insurance Company of 2025
There are different burial insurance companies you can purchase insurance from in 2025. Moreover, in this section of my write-up, some of the best burial insurance companies of 2025 are listed and explained.
AARP
If you are looking for a burial insurance company with competitive costs, AARP, also referred to as New York Life, is the best for you. This insurance company has a low level of complaints concerning its insurance policies from its customers. Aside from these, AARP allows policyholders to get insurance quotes easily online.
State Farm
State Farm Life Insurance has an affordable burial insurance cost that is best for policyholders looking to get insurance coverage that fits into their budget. Instead of visiting this insurance company in person, customers can easily access and purchase burial insurance quotes online. Unfortunately, this insurance company’s insurance policies are not available in every state.
American Family Life Insurance
Unlike other insurance companies, this burial insurance company offers a wide range of insurance options for policyholders. These options include property insurance, vehicle insurance, business insurance, and so on, including burial insurance. You can purchase multiple life insurance policies from this insurance company.
ETHOS
ETHOS is yet another burial insurance company that offers coverage for burial expenses immediately after the first premium is paid. In cases where you need quick insurance coverage, this insurance company is a good option to consider. However, after age 100, policyholders will no longer pay for insurance premiums; instead, the policy will remain in place.
Mutual of Omaha
This insurance company allows customers to purchase burial insurance at a young age for a cheaper price. For as little as $2,000, younger customers can get burial insurance, which makes it one of the best to consider. Also, people who only need short-term life insurance coverage can easily purchase insurance from this insurance company.
Fidelity Life
If you are older or you have a severe health condition or in cases where you were not approved for insurance before now, this insurance company could be best for you. Fidelity Life offers different no-exam insurance coverage options to customers. These coverage options include burial expenses, whole life, and accidental death benefits insurance policies.
Lemonade
Lemonade offers life insurance policies through its technologies, which makes the insurance process better and easier. Policyholders can easily purchase life insurance, including burial insurance, from their insurance options online instead of in person. No medical exam is required from customers by this insurance company.
FAQs:
What is burial insurance?
Burial insurance is a whole life insurance policy that has a little death benefit. This death benefit is for the payment of funeral expenses and related costs. Funeral expenses are the only reason why most older policyholders purchase a burial life insurance policy.
What Does Burial Insurance Cover?
Burial insurance covers every expense of death after the early years of the insurance policy. If a policyholder dies of an illness after the first two years of purchasing the policy, only 10% interest paid on premiums would be offered to the policyholder’s beneficiaries.
What is a death benefit?
Death benefits are the amounts of money paid by a burial insurance company to the beneficiaries of a deceased policyholder. This benefit is used by the beneficiaries to cover burial expenses.
Burial Insurance Alternatives
If getting a burial insurance policy is not looking good enough, you can go for its alternatives. Life insurance policies like traditional whole life insurance, universal life, term life insurance, and final expense life insurance. These alternatives also offer financial protection towards burial expenses.
